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Digital account opening now available

Your Financial Future, Made Simpler.

Experience secure, convenient, and accessible banking. Open an account, access financial services, and manage your money anytime, anywhere.

Open an Account Explore Our Services

No branch visit neededOne valid government IDBank-grade encryption

Good morning, Grace

Total available balanceK 9,450.75Savings •••• 4821

Send

Pay bills

Remit

Invest

Recent activity

Remittance – Paul Kila+ K1,300.00

PNG Power− K178.65

Illustrative app preview

Banking services

Everything you need, in one secure platform

Save, borrow, pay, receive and invest — online, on your phone, with the assurance of an established bank.

Savings & DepositsOpen a savings account online and grow your money with transparent terms.View accounts →Personal LoansApply in minutes with a clear calculator, fees disclosed upfront.Explore loans →Bills & TransfersPay utilities and send money to banks and e-wallets via supported rails.See payments →International RemittanceReceive money from family and employers abroad with clear exchange rates.Receive money →

Digital account opening

Open your NBC account from your phone

A guided process with secure identity verification. Your progress is saved, so you can pick up where you left off.

What you'll need• A PNG mobile number for OTP verification• One valid government ID (e.g. PNG National ID, Passport, Driver's Licence)• A phone camera for a quick selfie and liveness check

Start application View full requirements

1Verify your mobileEnter your number and confirm with a one-time PIN.
2Tell us about youPersonal, address and employment details.
3Scan your IDCapture front and back; details are read automatically.
4Take a selfieA short liveness check confirms it's really you.

Savings & deposits

Choose the account that fits your goals

NBC Digital Savings0.85–1.10%interest p.a.Everyday savings with no maintaining balance, fully managed online.

Initial depositNoneMaintaining balanceNone

Open this account

Higher yieldNBC Goal Saver3.25%interest p.a.Set aside money for tuition, travel or emergencies and track your progress.

Goal termUp to 180 daysGoals per accountUp to 5

Open this account

NBC Time Deposit3.75%interest p.a.Lock in a fixed rate for a 3-month term. Interest is paid at the rate shown for the full term.

Term3 months, fixedMinimum placementK5,000

Learn more

Digital Savings rate benchmarked to standard PNG bank savings tiers (0.85% below K10,000; 1.10% from K10,000). Goal Saver (3.25%) and Time Deposit (3.75%, 3-month) rates are benchmarked to MariBank published rates. Account terms follow digital-bank standards (no minimum or maintaining balance; up to 5 goals of up to 180 days); Time Deposit minimum follows PNG market practice (K5,000). All rates and terms are subject to NBC approval.

Personal loans

Borrow with clarity, not surprises

Existing NBC customers apply without repeating KYC. See your estimated amortization, fees and total repayment before you submit.

Personal LoanSalary LoanEmergency LoanBusiness Loan

Calculate & apply

Loan estimateIllustrative

Loan amountK15,000

Term24 months

Est. monthly repayment at 26% p.a. fixedK 808.12Full breakdown →

Bills payment

Pay your bills in a few taps

Electricity, water, internet, government contributions and more. Save billers and download receipts anytime.

ElectricityWaterInternetSuperInsuranceEducation

Pay bills →

International remittance

Money from abroad, straight to your account

Track incoming remittances with the exchange rate and fees shown before the funds are credited.

1 USD → PGKK 4.391 AUD → PGKK 3.05Bank of PNG reference rate (8 Jul 2026) · final rate set by provider

Receive remittance →

Investments

Start investing in the PNG stock market

Explore PNGX-listed companies, build a watchlist and place orders through an authorized broker partner.

Investments are not bank deposits, are not insured, and may lose value. Trading is offered through NBC Securities, subject to investor onboarding.

Explore investments →

Security & protection

Your security is built into every step

Encrypted end to endData is encrypted in transit and at rest.

Multi-factor authenticationOTP and device recognition protect every login.

Biometric verificationLiveness and anti-spoofing checks during onboarding.

Fraud monitoringSuspicious activity alerts and transaction confirmation.

Why National Banking Corporation

The stability of a bank, the ease of digital

Transparent pricingFees, rates and charges are shown before you confirm any transaction.

One unified platformAccounts, loans, payments, remittance and investments in one login.

Accessible to everyoneDesigned to accessibility standards and optimized for mobile.

Real people when you need themReach our support team through chat, phone or a support ticket.

Frequently asked questions

Can I open an account without visiting a branch?

Yes. Complete the online application, verify your mobile number, scan a valid ID and take a selfie. Your application is then reviewed by NBC before the account is activated.

Which IDs are accepted?

The current list of accepted government-issued IDs is shown at the start of the application and on our Requirements page.

How long does verification take?

Most applications are reviewed within 1–5 working days. You can track your status anytime using your application reference number.

How is my biometric data used?

Only to verify your identity, with your explicit consent and in line with applicable data protection laws of Papua New Guinea. See our Privacy Policy for retention details.